Securing domestic helper insurance for your maid is a good step in securing not just your maid's future but yours as well. In some constitutions, obtaining insurance for maids is mandatory and it's not surprising why. Maids, especially foreign workers, are employers who are financially helpless when it comes to sudden accidents and hospitalizations. Their employers are their only hope for survival. Insurance for maids then becomes indispensable not just for the helper but for the employer as well. The insurance plan to choose then is one that should cover many critical points.
Health Coverage Many insurance plans have varying inclusion when it comes to medical expenses. To be sure, get the plan that has extensive hospitalization coverage. That may include shouldering the cost of hospitalization after an accident or injury. This includes reimbursements of fees and not just specific daily allocation of expenses. Medical check-ups of all types must also be considered in the plan without any exception to all diseases.
The domestic Helper Insurance must be checked thoroughly for the hospitalization clause. This one can be tricky. You may want to ask around what cases are covered for some Insurance plans for up to now some plans do not shoulder fees for treatment of communicable diseases like tuberculosis.
Check the coverage of the insurance; it must be above average on what you're paying for monthly. Plus, the good insurance plan for maids must be transferrable and the transferring process must be easy for the employer. This is a rare case; most insurance are not transferrable to other maids and may require tedious process for continuation to others.
The perfect domestic helper insurance plan can be found after thorough review of all insurances offered by different companies. Be sure to take your time in thoroughly assessing each specific condition before entering an agreement. After you've insured a good plan, be proud of yourself. You've done your part according to the law and you've taken complete responsibility over the household helper. You can now expect a secure household and a peaceful relationship with your helper in good times or in bad times.
Health Coverage Many insurance plans have varying inclusion when it comes to medical expenses. To be sure, get the plan that has extensive hospitalization coverage. That may include shouldering the cost of hospitalization after an accident or injury. This includes reimbursements of fees and not just specific daily allocation of expenses. Medical check-ups of all types must also be considered in the plan without any exception to all diseases.
The domestic Helper Insurance must be checked thoroughly for the hospitalization clause. This one can be tricky. You may want to ask around what cases are covered for some Insurance plans for up to now some plans do not shoulder fees for treatment of communicable diseases like tuberculosis.
Check the coverage of the insurance; it must be above average on what you're paying for monthly. Plus, the good insurance plan for maids must be transferrable and the transferring process must be easy for the employer. This is a rare case; most insurance are not transferrable to other maids and may require tedious process for continuation to others.
The perfect domestic helper insurance plan can be found after thorough review of all insurances offered by different companies. Be sure to take your time in thoroughly assessing each specific condition before entering an agreement. After you've insured a good plan, be proud of yourself. You've done your part according to the law and you've taken complete responsibility over the household helper. You can now expect a secure household and a peaceful relationship with your helper in good times or in bad times.
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