If you are serious about securing you and your maid's future through reliable maid insurance, you might want to protect your goal by ensuring a fraud-free insurance. An insurance fraud happens all the time, even to helpless maid insurances. They may come in different form of lies and treachery but the end goal is always the same: to get your money. The last thing you want after all is to lose something, especially your hard-earned money. Here are some valuable tips to trust when dealing with insurance companies.
Before you sign anything that may cost you, always check the person or company you are dealing with. Aside from legal proofs, always be wary of the prices they are demanding. It cannot be too high or too low, it means something is suspicious. Also, when they demand for payments, make sure that it is not cold cash right demand at your door step but through valid payment methods. Checks should be payable to a registered company, the same goes for any other mode of billing.
Update your maid insurance regularly. Don't entertain agents who ask personal cash. Always pay directly to the insurance company, accredited paying outlet or by check addressed to the company. Check your billing statements and review its accordance to the contract you have. They should always coincide, from terms to prices.
On your part, make sure there can be no room for doubt especially when you are consuming the coverage of your insurance. If your maid has been hospitalized, ask for a record which has a detailed account of the medical history and charges. If there has been an injury or accident, secure a authorized witness. By doing so, you can fasten getting your reimbursements leaving the insurance company without hesitations.
You are securing Maid insurance for your gain and not for any loss. Therefore, take time in choosing a plan, a company or paying your statements. As a concerned citizen, it always pays to be alert and be on guard of your rights. Fulfill your responsibility, ensure your future, and ensure your safety.
Before you sign anything that may cost you, always check the person or company you are dealing with. Aside from legal proofs, always be wary of the prices they are demanding. It cannot be too high or too low, it means something is suspicious. Also, when they demand for payments, make sure that it is not cold cash right demand at your door step but through valid payment methods. Checks should be payable to a registered company, the same goes for any other mode of billing.
Update your maid insurance regularly. Don't entertain agents who ask personal cash. Always pay directly to the insurance company, accredited paying outlet or by check addressed to the company. Check your billing statements and review its accordance to the contract you have. They should always coincide, from terms to prices.
On your part, make sure there can be no room for doubt especially when you are consuming the coverage of your insurance. If your maid has been hospitalized, ask for a record which has a detailed account of the medical history and charges. If there has been an injury or accident, secure a authorized witness. By doing so, you can fasten getting your reimbursements leaving the insurance company without hesitations.
You are securing Maid insurance for your gain and not for any loss. Therefore, take time in choosing a plan, a company or paying your statements. As a concerned citizen, it always pays to be alert and be on guard of your rights. Fulfill your responsibility, ensure your future, and ensure your safety.
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