How Much Does Owning a Boat Really Cost?
Recreation is an important part of every life, and finding a way for you and your family to enjoy the world and the opportunities it provides is an important part of living a full life. As you seek to find the kinds of opportunities you will enjoy in your life and that will help you to be happier as you spend your weekends recreating, you will be able to experience life more fully and grow closer to your family.
The next question to answer is what she wants in the ring. Things to ask her (she may not know the answers so have pictures prepared) include: the type of metal (white gold, yellow platinum, etc.), the type of stones (white diamonds, rubies, sapphires, etc.), the shape of the stone (round, pear, princess, marquise, etc. ), the style of the ring (there are dozens have her identify a few that she likes), separate or welded wedding band. Lastly, you need to know her ring size. When purchasing a ring you want her exact size (jewelers will have no problems sizing the ring for you).
Diamond clarity grades the lack of inclusions or blemishes. Internal characteristics of the diamond are inclusions while external characteristics are blemishes. The clarity rating is given based on the number, size, nature, relief, and position of these inclusions or blemishes. While it is not necessary to understand exactly how the diamond is graded it is important to understand what the grade signifies. None of these characteristics are obvious to the naked eye but may affect diamond brilliance. Have the jeweler let you see the diamond magnified to judge the size of possible inclusions or blemishes.
Before you hit the streets jump onto your computer. The internet makes this process ten times easier than it otherwise would be. First make a list of all the diamond stores in your area along with the urls for each. I did this on an excel sheet. Visit each online store to look at the inventory that they have along with the prices. If they do not meet your needs drop them off the list. As a side note, many stores will have more inventory online than in their physical store. If they have warranty information about their rings read through these making sure they include what you want, free 6-month cleanings/inspections and yearly rhodium dips are generally standard.
With your now much smaller list of stores take off work during a weekday (Saturday store hours are limited ironically) and visit each store. Tell the sales rep what you are looking for and have you show her what they have that meets your qualifications. Write down notes about the rings, their prices, and any deals that are offered. Also ask details about the warranty offered on the ring. Check if the warranty offers insurance, if it does not consider including the ring in your home insurance policy. Be aware that the prices listed for rings are usually just the setting and you will need to pay for a stone as well.
Diamonds that are too shallow (larger surface area and shallow depth) will have light travel straight through the diamond without reflection. If the diamond is conversely too deep the light will enter the diamond and then be refracted to the side out of the bottom of the stone. The ideal diamond will reflect the light entering the stone back up to your eye. Ideal diamonds have an equal mix of light and dark portions when looked straight down on the diamond. Poorer diamonds will be either very dark or a bland light color.
Don't make any promises but show interest in the rings. Remember not to let the sale rep waste your time since you have a lot of stores to check with. Repeat this same process with all of the stores, collecting information, and then head home.
I have listed no prices in each of the 4C's because of variability. Your diamond price will change depending on the grades you select for each of the 4 C's. Determine what is most important to you and make sacrifices accordingly. If you want a beautiful diamond you may end up choosing something small. If size matters remember the diamond may not shine as you hoped. The diamond does represent a large investment so look into insuring the diamond at the jeweler or including it as part of your home insurance, good hunting!
Recreation is an important part of every life, and finding a way for you and your family to enjoy the world and the opportunities it provides is an important part of living a full life. As you seek to find the kinds of opportunities you will enjoy in your life and that will help you to be happier as you spend your weekends recreating, you will be able to experience life more fully and grow closer to your family.
The next question to answer is what she wants in the ring. Things to ask her (she may not know the answers so have pictures prepared) include: the type of metal (white gold, yellow platinum, etc.), the type of stones (white diamonds, rubies, sapphires, etc.), the shape of the stone (round, pear, princess, marquise, etc. ), the style of the ring (there are dozens have her identify a few that she likes), separate or welded wedding band. Lastly, you need to know her ring size. When purchasing a ring you want her exact size (jewelers will have no problems sizing the ring for you).
Diamond clarity grades the lack of inclusions or blemishes. Internal characteristics of the diamond are inclusions while external characteristics are blemishes. The clarity rating is given based on the number, size, nature, relief, and position of these inclusions or blemishes. While it is not necessary to understand exactly how the diamond is graded it is important to understand what the grade signifies. None of these characteristics are obvious to the naked eye but may affect diamond brilliance. Have the jeweler let you see the diamond magnified to judge the size of possible inclusions or blemishes.
Before you hit the streets jump onto your computer. The internet makes this process ten times easier than it otherwise would be. First make a list of all the diamond stores in your area along with the urls for each. I did this on an excel sheet. Visit each online store to look at the inventory that they have along with the prices. If they do not meet your needs drop them off the list. As a side note, many stores will have more inventory online than in their physical store. If they have warranty information about their rings read through these making sure they include what you want, free 6-month cleanings/inspections and yearly rhodium dips are generally standard.
With your now much smaller list of stores take off work during a weekday (Saturday store hours are limited ironically) and visit each store. Tell the sales rep what you are looking for and have you show her what they have that meets your qualifications. Write down notes about the rings, their prices, and any deals that are offered. Also ask details about the warranty offered on the ring. Check if the warranty offers insurance, if it does not consider including the ring in your home insurance policy. Be aware that the prices listed for rings are usually just the setting and you will need to pay for a stone as well.
Diamonds that are too shallow (larger surface area and shallow depth) will have light travel straight through the diamond without reflection. If the diamond is conversely too deep the light will enter the diamond and then be refracted to the side out of the bottom of the stone. The ideal diamond will reflect the light entering the stone back up to your eye. Ideal diamonds have an equal mix of light and dark portions when looked straight down on the diamond. Poorer diamonds will be either very dark or a bland light color.
Don't make any promises but show interest in the rings. Remember not to let the sale rep waste your time since you have a lot of stores to check with. Repeat this same process with all of the stores, collecting information, and then head home.
I have listed no prices in each of the 4C's because of variability. Your diamond price will change depending on the grades you select for each of the 4 C's. Determine what is most important to you and make sacrifices accordingly. If you want a beautiful diamond you may end up choosing something small. If size matters remember the diamond may not shine as you hoped. The diamond does represent a large investment so look into insuring the diamond at the jeweler or including it as part of your home insurance, good hunting!
About the Author:
Neighbors Plus Insurance Services has been independently owned and locally operated, to ensure that the needs of our community are being met. We work hard to ensure that our clients in Lakewood and Southern California are able to have the most affordable and reliable insurance choices available.
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